Mortgage Professional Practices
Mortgage Professional Practices – The Standard in Mortgage Loan Origination Education
Mastering Mortgage Math
Learn the math that mortgage experts use to quote loan programs and to get loan approved and closed on time. This course covers the essential mortgage calculations needed to fully analyze any loan scenario using your cell phone. Summarize basic concepts while learning techniques for loan pricing and advising customers. Provide the definitive answer to your Customer’s question: Do you have the lowest rates?
Mortgage Professional Spotlight
How Much Does a Mortgage Originator Make This 30 minute video presents Debra Killian, CRMS, explaining the options. costs and benefits of becoming a Mortgage Loan Originator. If you work for a Depository or a Mortgage Lender as a loan originator this short presentation will explain how the mortgage profession was nationalized by the federal government in 2008. If you want to become a Federally Registered Loan Originator or a State Licensed Originator…
Qualifying Borrowers Using Tax Returns
This session reviews commonly used IRS forms and how to use them for qualifying income under the Ability to Repay Rules. Become a income expert. Master this analytical skill to outperform your competition. Understand the basics of what underwriters are looking for. Learn to qualify more borrowers Review of the Federal 1040 & Schedules, 1065, 1120, 1120″S”, K-1 Capture borrower’s attention using professional skills Certificate requires final assessment grade of 80% or higher.
Mortgage Professional Fundamentals
This course is designed for individual Mortgage Loan Originators who are working for a depository or credit union and do not need NMLS licensing education credits. It provides a detailed analysis of the fundamental laws and regulations covering the origination of a mortgage loans. It gives students basic mortgage information and skills necessary to originate a compliant mortgage loan. It lays the groundwork for a lucrative career in mortgage lending. Video Webinar Presentation of…
MLO Test Booster
One-on-one consultation with Debra Killian, NMLS approved instructor. Includes: Practices test questions Test analysis addressing knowledge deficiencies One hour video meeting to review deficiencies
Mortgage Professional Advisor Consultation – 1/2 Hour
A 30 Minute Professional Consultation with Deb Killian, CRMS, NMLS ID# 7567. Get Advice on issues from getting customers to getting more loans approved. Have your questions ready! Be prepared 5 minutes before the scheduled time. If Deb could get on early it is free time. The 15 minute consultation is required before any other consultations can be scheduled. You will receive an outline and a checklist on how to best take advantage of…
How to Manage a Mortgage Loan Pipeline
The Video Program provides detail instructions on how to manage the systems necessary to be a successful Mortgage Loan Originator. This program is designed for every new originator for the purpose of training on a “Model” Origination System which demonstrates the essential components of a compliance loan origination. This includes the necessary security and privacy features required for digital operation. In Addition the software for this program is designed to be operated by any…
Anti-Money Laundering Education Program
This program provides individuals and mortgage lenders the required education which fulfills their responsibilities to actively manage an Anti-Money Laundering (AML) Program as required by the Bank Secrecy Act (BSA) and its implementing regulations and FINRA Rule 3310 (AML Compliance Program). It is designed and managed by a Certified Public Accountant and NMLS License #81076 and Company NMLS License #7488. Approved Provider License 1405047 Following this template does not guarantee compliance with AML Program…
How to Grow a 100% Referral Business
In this course you will learn techniques to build a business-to-business model to develop a real estate agent, based business. Learn how 3 principles of relationship building will create business for you: Learn how to NEVER make a cold call again. Identify your investment in competency for agents to invest in you Let your contacts build your momentum and work for you. Without a plan, you are gambling with your career. For any plan…
Mortgage Professional Certification
Over 60 hours of online classroom style instruction combined with a rigorous assessment process insures Mortgage Professional Certificate Recipients know the laws and regulation and how to apply them in their mortgage origination activities. From basic real estate competencies to advanced financing structuring every originator should check this out! Why? Mortgage origination has changed and getting a mortgage is about to become as easy to get as a credit card. How will any…
20 Hour FEDERAL SAFE NMLS Review Course
This course, MLO-Review, is designed for individuals who have completed the 20 Hour NMLS Pre-licensing Education Requirement but need additional instruction to help them better understand the material. The course provides 6 months of access to the material and the coursework MLO-Review provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. MLO-Review gives students basic mortgage information and skills necessary to originate a compliant mortgage loan. This Course…
State Pre-Licensing Courses
For Additional State Pre-licensing Education we use Learn Mortgage from Hondros Education. Learn Mortgage provides PE and CE Education for all 50 States in a read and click format available online and on-demand. USE DISCOUNT CODE: MCCOS10 for a 10% discount.
Mortgage Professional Fundamentals Flex Pak
This program offers a choice of paying only for the courses you want of the 20+ sessions offered in the Mortgage Professional Fundamentals program. By selecting multiple sessions you pay as low as $20 per session. Only choose the topics you want. The Mortgage Professional Fundamentals course is designed for individual Mortgage Loan Originators who are working for a depository or credit union and do not need NMLS licensing education credits. It is also for…
Mortgage Professional Initial Assessment
This session is used to develop a baseline for your educational plan. We seek to understand your current level of knowledge of the laws and regulations covering mortgage loan origination. Students who score over 80% on the initial assessment or students who have taken the CLOES.online 20 Hour SAFE Act Course are exempt from talking the fundamentals course.