Mortgage Fraud and Predatory Lending

Outline

1. Ethics
   and Mortgage Fraud
   1. Fraud and Conspiracies
   2. Fraud for Profit
   3. Housing Fraud
   4. Red Flags of Mortgage Fraud
   5. Transaction Fraud
   6. Fraud Participants 
   7. Appraisal Independence
   8. Flipping
   9. Other Types of Mortgage Fraud
2. Penalties
   for Mortgage Fraud
   1. Excessive Fees
   2. Common Predatory Lending Ploys 
3. Predatory
   Lending
   1. Excessive Fees
   2. Common Predatory Lending Ploys
   3. Indicators of Predatory Lending
   4. Anti-Predatory Lending Laws
4. Consumer
   Protection for High Cost Loans

Learning Objectives

1.       Understand the meaning of fraud
2.       Understand the different types of fraud
3.       Understand the penalties for participating in
   mortgage fraud.

Teaching Methods:  

PowerPoints,
Video PowerPoint Presentation and Optional Quiz