Live With Deb Killian – March 2nd and 3rd – Fort Lauderdale, FL
How often do you have the opportunity for personalized, hands-on guidance from a 30-year veteran mortgage broker and originator, a national mortgage and real estate instructor, and a licensed real estate professional—all in one setting? Bring your real-world challenges with you, and let’s work through them together.
You will in this 2-Day Live Advanced Originator Training!
Built specifically for Mortgage Loan Originators with 2 plus years of experience. Stop plateauing and start operating at a much higher level.
This is a content-rich experience of the most requested topics,
What This Training Covers:
Over two full days, we will work through real-world scenarios, analytics, and decision-making frameworks designed to improve confidence, control, and consistency.
Key focus areas include:
- How to teach mortgage concepts effectively
Including guidance on becoming an approved real estate continuing education (CE) instructor and positioning yourself as a trusted industry educator. - Break-even cost analysis and pricing strategy
Learn how to find the optimal rate and cost structure to improve pull-through, reduce rate shopping, and strengthen borrower loyalty. - Advanced product clarity to broaden your opportunities
ARMs, Non-QM, DSCR, construction, reverse mortgages, and alternative products—when they make sense and how to structure them properly. - Income stability and volume diagnostics
Understand how to recognize and respond to shifts in production before they become a problem. - How to control the transaction from pre-approval through closing
Learn how experienced originators act as the quarterback of the deal, minimizing fallout and last-minute surprises. - Additional strategies focused on closing more purchase business
Particularly in competitive and rate-sensitive markets. - Is owning your own mortgage broker business the right choice for you?
A high-level overview for originators considering the next phase of their career.
This is a highly interactive environment with time built in to address real challenges participants are facing today.
When: March 2–3, 2026
Where: Homewood Suites by Hilton | Fairfield Inn & Suites by Marriott FT. LAUDERDALE AIRPORT CRUISE-PORT 2061 / 2081 Griffin Road Dania Beach, FL 33312 USA
8:30 AM – 5:30 PM
- 24/7 Free airport shuttle – no car rental needed
- Hotel discount: $199/night – LIMITED NUMBER OF DISCOUNTED ROOMS – BOOK HERE
- Breakfast and lunch included both days
- Be my guest for dinner with the group on Monday night! 3/2
- To preserve the quality of the experience, attendance is limited to 25 participants.
Class size purposely limited to 25 attendees to provide individual training in a group setting.
Bring your challenges and questions to improve your success rate!
Instructor
Debra Killian, a seasoned Mortgage Loan Originator, Course Developer, and Instructor combines her extensive 35-year background in residential mortgages, real estate, banking, and accounting to excel in the mortgage industry. An alumnus of Western Connecticut State University with a B.B.A. in Accounting,
Debra has been a transformative figure in residential mortgages since 1994, overseeing and managing over $1 billion in real estate loans. Her unique educational and professional journey has positioned her as a dynamic and effective trainer in the mortgage and real estate sectors, offering tailored courses that use mortgage competencies in building long-term relationships with customers and real estate professionals.
A trailblazer in mortgage education, Debra co-authored pivotal NMLS-approved courses, including the 20-hour Pre-licensing SAFE Act course in 2010 and The Mortgage Professional for the same curriculum in 2011. Her contributions continued with co-authoring the MBA's School of Loan Origination and mortgage and real estate continuing education classes.
Debra relentlessly pursues the latest industry trends and regulatory changes, ensuring her courses, both new and existing, are continuously updated and aligned with current standards and practices.
Debra's leadership extends beyond her immediate professional sphere, evidenced by her past roles in the CT Mortgage Bankers Association, the National Association of Mortgage Professionals (NAMB) and various real estate associations.
A sought-after speaker, Debra lends her expertise to various professional groups and is dedicated to developing and delivering custom courses, reflecting her passion for education and industry advancement.
She and her husband Donald DeRespinis, own Charter Oak Systems, LLC which operates Cloes.online, and online education provider for pre-licensing courses required by the Secure and Fair Enforcement ACT (SAFE) Her passion is providing mortgage loan originators competency based training and professional development courses to all elevate mortgage loan originators. In addition to NMLS required courses, Debra and Don provide an array of compliance training to help companies comply with federal and state laws.