Equal Credit Opportunity Act

Associated Courses

$49.00

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SKU: MP-ECOA Category:

Laws Prohibiting Discrimination

Equal Credit Opportunity Act
(ECOA)

ECOA
Requirements

Enforcement

Disclosures

Fair Housing Act

Fair
Housing Act Exemptions

Fair
Housing Violations

Discrimination
in Mortgage Lending

Discriminatory
Practices

Enforcement

Home Mortgage Disclosure Act (HMDA)
Reg C

Covered
Properties

Data
Reporting

Home Ownership and Equity
Protection Act (HOEPA)

High
Cost Loan Triggers

Prohibited
Practices

Required
Disclosures

Homeowners Protection Act (HPA)

Disclosure
Provisions of the HPA

Gramm-Leach-Bliley Act (GLB Act)

Financial
Privacy Rule

Safeguards
Rule

E-Sign Act

Disclosure
Provisions

Patriot Act

Disclosure
Provisions

Fair and Accurate Credit
Transaction Act (FACT Act)

Provisions
of the FACT Act

Red
Flags Rules

The National Do Not Call Registry

Established
Business Relationship

Home Valuation Code of Conduct
2008

HVCC
– Appraiser Independence

Learning Objectives

  1.           Understand the purposes of Regulation B.
  2.           Understand the governing body for the ECOA.
  3.           Understand the timing of required disclosures.
  4.           Understand the record retention requirements
    for the ECOA.
  5.           Understand Regulation B amendments referencing
    appraisal requirements.
  6.           Understand what loan originators/lenders can
    and cannot do during the application process.
  7.           Understand penalty amounts imposed under
    Regulation B.
  8.           Understand the relationship between the ECOA
    and Fair Credit Reporting Act.
  9.           Understand the purpose of the Fair Credit
    Reporting Act.
  10.           Understand the relationship between the Fair
    Credit Reporting Act and Equal Opportunity Act as it relates to borrower
    notification of adverse actions.
  11.           Understand the purpose of the
    Gramm-Leach-Bliley Act.

 Teaching Methods:

Power Points, Video PowerPoint Presentation and Quiz