This session is designed to provide ample time for participants to review loan level, specific information for the purpose of structuring or restructuring difficult mortgage applications.
We cover income and debt calculations for a more accurate DTI, pricing strategies and any other file challenges to help the file obtain an approval.
PLEASE NOTE: Mortgage lending is complex. Not all lenders or investors follow the same guidelines. Consulting sessions are designed to assist you on your files and teach you key concepts. We are not underwriting your file and underwriting deviates substantially between lenders. You must always follow your company policies and procedures and federal and state laws as they apply. While we do our best to assist you obtain an approval, our results are not guaranteed.