22 Hour FLORIDA SAFE NMLS PE ID#7366 Includes FL 2 hour NMLS ID#11185 Mortgage Loan Originator

Overview

This course, FL-MLO, is designed for individuals obtaining a FLORIDA state license as a Mortgage Loan Originator, “M-L-O’s” for short.

It meets the requirements of FLORIDA for the Pre-licensing Education mandated by the S.A.F.E. Act.

FL-MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans in FLORIDA.

FL-MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan

FL-MLO lays the groundwork for a lucrative career in mortgage lending.

Video Webinar Presentation of the entire NMLS course.
Deb Killian has taught thousands of loan originators.
Course is immediately available to start anytime and only starts when you pay.
Available on PC, MAC, Tablet, iPhone or Android.
Stay entertained with the video while you learn. Other online classes require 20 hours of reading and testing
Additional State PE, if required offered through third-party provider in an online read and quiz format.
Retake exams and quizzes.
Full PowerPoint Slides with detailed notes give a full narrative on each topic
Large test bank of questions for highlighting knowledge deficiencies

For quick overview how the courses work see Getting Started with our Virtual Campus.

Curriculum

Instructor

Debra Killian

Debra Killian, a seasoned Mortgage Loan Originator, Course Developer, and Instructor combines her extensive 35-year background in residential mortgages, real estate, banking, and accounting to excel in the mortgage industry. An alumnus of Western Connecticut State University with a B.B.A. in Accounting,

Debra has been a transformative figure in residential mortgages since 1994, overseeing and managing over $1 billion in real estate loans. Her unique educational and professional journey has positioned her as a dynamic and effective trainer in the mortgage and real estate sectors, offering tailored courses that use mortgage competencies in building long-term relationships with customers and real estate professionals.

A trailblazer in mortgage education, Debra co-authored pivotal NMLS-approved courses, including the 20-hour Pre-licensing SAFE Act course in 2010 and The Mortgage Professional for the same curriculum in 2011. Her contributions continued with co-authoring the MBA's School of Loan Origination and mortgage and real estate continuing education classes.
Debra relentlessly pursues the latest industry trends and regulatory changes, ensuring her courses, both new and existing, are continuously updated and aligned with current standards and practices.

Debra's leadership extends beyond her immediate professional sphere, evidenced by her past roles in the CT Mortgage Bankers Association, the National Association of Mortgage Professionals (NAMB) and various real estate associations.

A sought-after speaker, Debra lends her expertise to various professional groups and is dedicated to developing and delivering custom courses, reflecting her passion for education and industry advancement.

She and her husband Donald DeRespinis, own Charter Oak Systems, LLC which operates Cloes.online, and online education provider for pre-licensing courses required by the Secure and Fair Enforcement ACT (SAFE) Her passion is providing mortgage loan originators competency based training and professional development courses to all elevate mortgage loan originators. In addition to NMLS required courses, Debra and Don provide an array of compliance training to help companies comply with federal and state laws.