Loan Originator Compensation 1099 v W2 LIVE Webinar Dec 12
This LIVE webinar will review originator classifications (W-2 vs 1099). This is NOT just a California thing! Based on the recent California Dynamex Case, a new CA law (Assembly Bill 5) passed and becomes effective January 1,…
Live 8 Hour CT SAFE Comprehensive CE – The Mortgage Professional ID# 11176
Format: Live Classroom Course Delivery Time: 8 one hour presentations and quizzes, case study. S.A.F.E. ACT Continuing Education Requirements The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires that state-licensed mortgage loan…
7 Hour SAFE Act CORE CE – The Mortgage Professional ID#10082
This course can be combined with any 1 Hour State course to meet the 8 Hour Requirement. Format: On-Line Self-Paced Course Delivery Time: 7 one hour online presentation videos and quizzes, case study and final exam to be…
Mortgage Professional Practices 4/4/10 Combo
4/4/10 Combo – On Demand & In Person Workshop Begins January 2, 2020 – Complete 18 Hours In 3 Parts! Mortgage Professional Practices Real Time, On-Line & In-Person Workshop“ Best Mortgage Practices.” Objectives Learn the mortgage origination…
20 Hour FEDERAL SAFE NMLS Review Course
This course, MLO-Review, is designed for individuals who have completed the 20 Hour NMLS Pre-licensing Education Requirement but need additional instruction to help them better understand the material. The course provides 6 months of access to the…
1 Hour CT SAFE PE – Mortgage Loan Originator ID# 11080
This course, MLO, is designed for individuals obtaining a Connecticut state license as a Mortgage Loan Originator. It meets the requirements for the states of Connecticut for the 1 Hour Pre-licensing Education mandated by the S.A.F.E. Act….
8 Hour FL SAFE Comprehensive CE – The Mortgage Professional ID# 10083
Format: On-Line Self-Paced Course Delivery Time: 8 one hour online presentation videos and quizzes, case study and final exam to be completed within 24 hours. S.A.F.E. ACT Continuing Education Requirements The Secure and Fair Enforcement for Mortgage…
8 Hour CT SAFE Comprehensive CE – The Mortgage Professional ID# 10931
Format: On-Line Self-Paced Course Delivery Time: 8 one hour online presentation videos and quizzes, case study and final exam to be completed within 24 hours. S.A.F.E. ACT Continuing Education Requirements The Secure and Fair Enforcement for Mortgage…
8 Hour SAFE Act Federal CE 2019 – The Mortgage Professional ID# 10004
Format: On-Line Self-Paced Course Delivery Time: 8 one hour online presentation videos and quizzes, case study and final exam to be completed within 24 hours. S.A.F.E. ACT Continuing Education Requirements The Secure and Fair Enforcement for Mortgage…
Mortgage Professional Practices
Overview Mortgage Practices is the only on-demand classroom style course which presents the “Best Mortgage Practices” as described by a person who does the job and has succeeded. Debra Killian, Certified Residential Mortgage Specialist, presents a story…
Molecular Marketing – How to Never Make a Cold Call Again
In this course you will learn techniques to build a business-to-business model to develop a real estate agent, based business. Learn how 3 principles of relationship building will create business for you: Learn how to NEVER make…
Anti-Money Laundering Education Program
This program provides individuals and mortgage lenders the required education which fulfills their responsibilities to actively manage an Anti-Money Laundering (AML) Program as required by the Bank Secrecy Act (BSA) and its implementing regulations and FINRA Rule…
The Underwriting Process
Outline Loan to Value Ratio (LTV) Qualifying a Borrower Credit Ability to repay Property Eligibility Assess Risks Analyzing Borrower and Property Capacity Credit Collateral Analyzing assets Down payment Reserves Third Party Verification Gifts Automated Underwriting Systems Desktop Underwriter DU – Fannie Mae…
Truth in Lending and RESPA
Outline Department of Housing and Urban Development Act HUD’s Mission Federal Housing Administration Truth in Lending Act (TILA) Reg ‘Z’ Disclosures Annual Percentage Rate (APR) Loan Estimate (LE) Finance Charges Tolerances Right of Rescission Advertising Required Disclosures Mortgage Disclosure Improvement Act Amendments Fair Credit Reporting Act…
Equal Credit Opportunity Act and Other Protections
Outline Laws Prohibiting Discrimination Equal Credit Opportunity Act (ECOA) ECOA Requirements Enforcement Disclosures Fair Housing Act Fair Housing Act Exemptions Fair Housing Violations Discrimination in Mortgage Lending Discriminatory Practices Enforcement Home Mortgage Disclosure Act (HMDA) Reg C Covered Properties Data Reporting Home Ownership and Equity Protection Act…
Consumer Protection and Other Federal Laws
Outline Red Flags Rule Federal Trade Commission Homeowner and Economic Recovery Act (HERA) Disclosure Provisions of the HPA Higher Priced Mortgage Loans HPML Definition Restrictions Dodd-Frank Wall Street Reform and Consumer Protection Act Bureau of Consumer Financial Protection Homeownership counseling Qualified Mortgage Rules Ability to…