Mortgage Professional Practices
Mortgage Professional Practices – The Standard in Mortgage Loan Origination Education
Qualifying Borrowers Using Tax Returns
This session reviews commonly used IRS forms and how to use them for qualifying income under the Ability to Repay Rules. Become a income expert. Master this analytical skill to outperform your competition. Understand the basics of what underwriters are looking for. Learn to qualify more borrowers Review of the Federal 1040 & Schedules, 1065, 1120, 1120″S”, K-1 Capture borrower’s attention using professional skills Certificate requires final assessment grade of 80% or higher.
How to Manage a Mortgage Loan Pipeline
Mortgage Professional Certification
   Over 60 hours of online classroom style instruction combined with a rigorous assessment process insures Mortgage Professional Certificate Recipients know the laws and regulation and how to apply them in their mortgage origination activities. From basic real estate competencies to advanced financing structuring every originator should check this out! Why? Mortgage origination has changed and getting a mortgage is about to become as easy to get as a credit card.  How will any…
Mortgage Professional Initial Assessment
This session is used to develop a baseline for your educational plan. We seek to understand your current level of knowledge of the laws and regulations covering mortgage loan origination. Students who score over 80% on the initial assessment or students who have taken the CLOES.online 20 Hour SAFE Act Course are exempt from talking the fundamentals course.