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HMDA Fair Lending and ECOA Compliance
HMDA, Fair Lending and ECOA Compliance provides a connection between current fair lending laws. Beginning with the historical context, the course traces the progression of these laws, highlighting key legislative milestones such as the Civil Rights Act, the Fair Housing Act, and the establishment of the ECOA. Participants will gain insights into how these laws have evolved in response to changing societal needs and emerging challenges in the credit industry. The course emphasizes the...
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Equal Credit Opportunity Act and Other Protections
Outline Laws Prohibiting Discrimination Equal Credit Opportunity Act (ECOA) ECOA Requirements Enforcement Disclosures Fair Housing Act Fair Housing Act Exemptions Fair Housing Violations Discrimination in Mortgage Lending Discriminatory Practices Enforcement Home Mortgage Disclosure Act (HMDA) Reg C Covered Properties Data Reporting Home Ownership and Equity Protection Act (HOEPA) High Cost Loan Triggers Prohibited Practices Required Disclosures Homeowners Protection Act (HPA) Disclosure Provisions of the HPA Gramm-Leach-Bliley Act (GLB Act) Financial Privacy Rule Safeguards Rule E-Sign Act Disclosure Provisions Patriot Act Disclosure Provisions Fair and Accurate Credit Transaction Act (FACT Act) Provisions of the FACT...