Outline Interest Only Loans Participation Plans Negative Amortization Loans Other ARM Provisions Structured Mortgages Reverse Mortgages Construction Financing Learning Objectives       Demonstrate knowledge of interest only loans       Identify characteristics of negative amortization loans       Identify and define other provisions of ARMS       Understand other type of loans       Learn calculations for ARM interest rate and payment adjustments       Understand how consumers can be harmed by products Teaching Methods: PowerPoints, Video PowerPoint Presentation and Optional Quiz