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New York State Required Mortgage Compliance Program*
Mortgage Brokers in New York State are now being asked to prove having met specific education requirements. This program includes the minimum requirements for: BSA/Anti-Money Laundering Cybersecurity and Red Flags Truth-In-Lending Act (“TILA”) Real Estate Settlement Procedures Act (“RESPA”) Human Rights and the Fair Housing Act Home Mortgage Disclosure Act (HMDA) Equal Credit Opportunity Act (“ECOA”) (15 U.S.C. section 1691) Compliance Management, Oversight and Reporting Ethical Business Practice This course was created to meet...
024students$349 $249 -
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Ethical Practices in the World of Mortgages*
“Ethical Practices in the World of Mortgages is designed to remind owners and employees of mortgage companies the benefits of operating an ethical business and the legal standards governing the mortgage industry. It covers ethical principles with examples of real cases and enforcement actions that demonstrate how ethical breaches can affect the reputation and financial stability of a company. The course breaks down areas that businesses tend not to focus on, providing a ripe...
10student$49 -
Appraisal Independence Rules and Valuations*
Appraisal Independence Rules and Valuations is a new course to cover the topics required by regulators covering the Appraisal Independence Rules and Valuations. The course is designed to meet the education requirements for mortgage originators to be compliant with laws and regulations. A Completion certificate along with compliance documentation is provided with this course.
113students$49 -
Ethical and Legal Considerations
Outline Ethical and Legal Considerations National Association of Mortgage Brokers Code of Ethics Ethics in Advertising Discrimination Protected Classes Prohibited Practices Other Types of Discrimination Disclosure and Privacy Truth in Lending Act (Regulation Z) TRID Disclosures Learning Objectives Understand Ethics and the purpose of codes of ethics Understand how business ethics applies to mortgage origination. Learn how to identify ethical situations. Identify the various anti-discrimination laws Know the federal...
110students$49 -
Mortgage Fraud and Predatory Lending
Outline Ethics and Mortgage Fraud Fraud and Conspiracies Fraud for Profit Housing Fraud Red Flags of Mortgage Fraud Transaction Fraud Fraud Participants Appraisal Independence Flipping Other Types of Mortgage Fraud Penalties for Mortgage Fraud Excessive Fees Common Predatory Lending Ploys Predatory Lending Excessive Fees Common Predatory Lending Ploys Indicators of Predatory Lending Anti-Predatory Lending Laws Consumer Protection for High Cost Loans Learning Objectives Understand the meaning of fraud Understand the different types...
110students$49 -
Ethics and RESPA
Outline Ethics and RESPA Real Estate Settlement Procedures Act (RESPA) Section 8 Kickback Prohibition Ethics and Protection of Data Gramm-Leach-Bliley Act Fair Credit Reporting Act and the FACT Act Learning Objectives Understand the requirements about RESPA Know about Ethics and the protection of data Understand how ethics is related to Fair Credit Reporting Teaching Methods: PowerPoints, Video PowerPoint Presentation and Optional Quiz
110students$49
