Mortgage Advisor Compliance Program
This 18-hour program is designed to provide general knowledge of residential mortgage lending for financial professionals that are employed in an advisory capacity. The program is designed to be taken over a 4-6 week period. The course includes the required compliance of federal laws in originating a mortgage application. It also provides advisors in the financial field with general loan level concepts and principles that underwriters and credit policy requires. Each one-hour episode is…
Late 8 Hour SAFE Comprehensive Federal CE – ID# 11296
LATE CE for 2019 and all prior years. Format: On-Line Self-Paced Course Delivery Time: 8 one hour online presentation videos and quizzes, case study and final exam to be completed within 24 hours. S.A.F.E. ACT Continuing Education Requirements The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires that state-licensed mortgage loan originators (MLOs) complete annual continuing education. To meet continuing education requirements state-licensed MLOs must complete 8 hours of…
20 Hour FEDERAL SAFE NMLS Review Course
This course, MLO-Review, is designed for individuals who have completed the 20 Hour NMLS Pre-licensing Education Requirement but need additional instruction to help them better understand the material. The course provides 6 months of access to the material and the coursework MLO-Review provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. MLO-Review gives students basic mortgage information and skills necessary to originate a compliant mortgage loan. This Course…
Ethical and Legal Considerations
Outline Ethical and Legal Considerations National Association of Mortgage Brokers Code of Ethics Ethics in Advertising Discrimination Protected Classes Prohibited Practices Other Types of Discrimination Disclosure and Privacy Truth in Lending Act (Regulation Z) TRID Disclosures Learning Objectives Understand Ethics and the purpose of codes of ethics Understand how business ethics applies to mortgage origination. Learn how to identify ethical situations. Identify the various anti-discrimination laws Know the federal…
Mortgage Fraud and Predatory Lending
Outline Ethics and Mortgage Fraud Fraud and Conspiracies Fraud for Profit Housing Fraud Red Flags of Mortgage Fraud Transaction Fraud Fraud Participants Appraisal Independence Flipping Other Types of Mortgage Fraud Penalties for Mortgage Fraud Excessive Fees Common Predatory Lending Ploys Predatory Lending Excessive Fees Common Predatory Lending Ploys Indicators of Predatory Lending Anti-Predatory Lending Laws Consumer Protection for High Cost Loans Learning Objectives Understand the meaning of fraud Understand the different types…
Ethics and RESPA
Outline Ethics and RESPA Real Estate Settlement Procedures Act (RESPA) Section 8 Kickback Prohibition Ethics and Protection of Data Gramm-Leach-Bliley Act Fair Credit Reporting Act and the FACT Act Learning Objectives Understand the requirements about RESPA Know about Ethics and the protection of data Understand how ethics is related to Fair Credit Reporting Teaching Methods: PowerPoints, Video PowerPoint Presentation and Optional Quiz
Mortgage Professional Fundamentals Flex Pak
This program offers a choice of paying only for the courses you want of the 20+ sessions offered in the Mortgage Professional Fundamentals program. By selecting multiple sessions you pay as low as $20 per session. Only choose the topics you want. The Mortgage Professional Fundamentals course is designed for individual Mortgage Loan Originators who are working for a depository or credit union and do not need NMLS licensing education credits. It is also for…