NAMB MLO 20 Hour Federal SAFE Act

Overview

This course is designed for individuals obtaining a state license as a Mortgage Loan Originator (MLO). It meets the requirements of all 50 States for the 20 Hour Pre-licensing Education mandated by the S.A.F.E. Act. It is NMLS Approved Course ID #7366.

The Course objective is to provide the SAFE Act NMLS Education Content in preparation for the National Exam.

There is no longer any individual State exam.

The Mortgage Loan Originator Course provides students with:

A detailed analysis of the laws and regulations covering the origination of a mortgage loans for all 50 states.
Ihe information and skills necessary to originate a compliant mortgage loan.
The educational groundwork for a lucrative career in mortgage lending.

The Mortgage Loan Originator Course has the following features:

Video Webinar Presentation of the entire course. Online Instructor LED.
Deb Killian has taught over 4000 students. You need to know what she knows.
Course is immediately available to start anytime and only starts when you are ready.
Available on all devices. Take the course on your schedule.
Stay entertained with the video while you learn at your own pace. Other online classes require 20+ hours of reading and testing
Retake exams and quizzes until you are prepared. Rewatch sessions by individual slide.
Full PowerPoint Slides with detailed notes give a full narrative on each topic
Large test bank of questions for highlighting knowledge deficiencies
Additional State PE, if required offered through third-party provider in an online read and quiz format. The Federal is the focus.
Get a full 20 Hour Federal Course and not a cut down version.

For quick overview how the courses work see Getting Started with our Virtual Campus.

Curriculum

Instructor

Debra Killian

Debra Killian, a seasoned Mortgage Loan Originator, Course Developer, and Instructor combines her extensive 35-year background in residential mortgages, real estate, banking, and accounting to excel in the mortgage industry. An alumnus of Western Connecticut State University with a B.B.A. in Accounting,

Debra has been a transformative figure in residential mortgages since 1994, overseeing and managing over $1 billion in real estate loans. Her unique educational and professional journey has positioned her as a dynamic and effective trainer in the mortgage and real estate sectors, offering tailored courses that use mortgage competencies in building long-term relationships with customers and real estate professionals.

A trailblazer in mortgage education, Debra co-authored pivotal NMLS-approved courses, including the 20-hour Pre-licensing SAFE Act course in 2010 and The Mortgage Professional for the same curriculum in 2011. Her contributions continued with co-authoring the MBA's School of Loan Origination and mortgage and real estate continuing education classes.
Debra relentlessly pursues the latest industry trends and regulatory changes, ensuring her courses, both new and existing, are continuously updated and aligned with current standards and practices.

Debra's leadership extends beyond her immediate professional sphere, evidenced by her past roles in the CT Mortgage Bankers Association, the National Association of Mortgage Professionals (NAMB) and various real estate associations.

A sought-after speaker, Debra lends her expertise to various professional groups and is dedicated to developing and delivering custom courses, reflecting her passion for education and industry advancement.

She and her husband Donald DeRespinis, own Charter Oak Systems, LLC which operates Cloes.online, and online education provider for pre-licensing courses required by the Secure and Fair Enforcement ACT (SAFE) Her passion is providing mortgage loan originators competency based training and professional development courses to all elevate mortgage loan originators. In addition to NMLS required courses, Debra and Don provide an array of compliance training to help companies comply with federal and state laws.