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What is “Transitional Licensing Authority” & A New 1003?”
Tomorrow night I will be speaking at the CT Mortgage Association event at The Library Wine and Bistro in Wallingford, CT. Since I posted the event, I have received questions about the topics. It occurred to me that while I am researching all new things mortgages, most originators, managers...
NAR’s Home Finance Resource Certification presented by Deb Killian
NAR’s Home Finance Resource Certification presented by Deb Killian Watch video:
CLOES.online Announces a New Product For Originators!
Recently a mortgage loan originator in another state contacted me for help. He was stuck with an underwriter and was challenged by how to calculate the self employment income. In that conversation he told me how helpful it would be to originators to have a “loan advisor” to consult...
CLOES.online Announces 2027 Quarterly Training Program
Is eight hours of annual CE really the end of mortgage training? For state-licensed MLOs, the SAFE Act requires at least eight hours of approved continuing education each year for license renewal. But annual CE isn’t the only training consideration for mortgage companies. Regulation “Z” requires certain loan originator...
Originate More! What Top Producers Know…That You May Be Missing.
A picture is worth a thousand words! Take a good look at that image; then ask yourself, how long will you wait before you really learn the business? Why do top producers have time to bring in more business? Minimum knowledge to fill out a 1003 doesn’t cut it!...
Happy Thanksgiving! – 2021 Loan Limits Released!
You wouldn’t know we were in the middle of a pandemic based on the housing market. That conforming limit keeps creeping up. It all seems crazy from when I started in the mortgage business in 1994, the conforming loan limit was $225,000. Fast forward 26 years…the 2020 limit was...
Mortgage Classes You Can Actually Use!
The Mortgage Professional Program Starting May 1, 2019 What if I told you, you could get 25 years of experience in nine months? And what if during this time of learning and growth you were challenged, you learned how to think differently…work more efficiently, more profitably and even build...
CLOES.online Introduces Student Centric Interface
Now each student can select the format and user experience that works best for them.
What New Mortgage Loan Originators Need to Know That Nobody Ever Tells You
One Click Can Cost Millions: Cybersecurity Risks for Mortgage Loan Originators
What People Say
How real people felt about CLOES.online
Gedne Gosselin
The instructor was very knowledgeable and applied examples in every possible scenario, making the material easy to understand.

Student CE Class 2018
8 Hour SAFE Comprehensive Federal CE 2018 – November 2018
Deb was great in presenting the true nature of the course piece by piece and helped with her many years of experience outline some of the more critical areas of the industry and expectations. The course was excellent because the provider was an experienced mortgage veteran for many years and understands how to present the material to make sure the key points as well as the main facts of the true nature of the job are outlined while instilling the required knowledge of the federal laws and guidelines mandated in the industry.




