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21 Hour CONNECTICUT SAFE NMLS PE ID#7366 Includes CT 1 hour NMLS ID#11080 Mortgage Loan Originator
This course, CT-MLO, is designed for individuals obtaining a Connecticut state license as a Mortgage Loan Originator, “M-L-O’s” for short. It meets the requirements of Connecticut for the Pre-licensing Education mandated by the S.A.F.E. Act. CT-MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans in Connecticut. CT-MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan CT-MLO lays the groundwork for...
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Anti-Money Laundering Education Program
This program provides individuals and mortgage lenders the required education which fulfills their responsibilities to actively manage an Anti-Money Laundering (AML) Program as required by the Bank Secrecy Act (BSA) and its implementing regulations and FINRA Rule 3310 (AML Compliance Program). It is designed and managed by a Certified Public Accountant and NMLS License #81076 and Company NMLS License #7488. Approved Provider License 1405047 Following this template does not guarantee compliance with AML Program...
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HMDA Fair Lending and ECOA Compliance
HMDA, Fair Lending and ECOA Compliance provides a connection between current fair lending laws. Beginning with the historical context, the course traces the progression of these laws, highlighting key legislative milestones such as the Civil Rights Act, the Fair Housing Act, and the establishment of the ECOA. Participants will gain insights into how these laws have evolved in response to changing societal needs and emerging challenges in the credit industry. The course emphasizes the...
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Cyber Security and Privacy
Gramm-Leach-Bliley (GLB) and Cybersecurity Laws require all companies and employees to understand the requirements for collecting and safeguarding customer non-public information. This session covers GLB privacy rules and 23 NYCRR 500 (NY Cybersecurity Regulations) for financial service businesses.
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Pre-Register for Teaching MLOS to Teach Real Estate CE
Course Pre-Registration Special: Unlock Your Future for Less! 🔐 Pre-Register for FREE and Save $500! Are you looking to elevate your skills, scale new heights in your career, or simply enrich your life? Don’t miss out on our upcoming course that promises to be a game-changer! Click here for details about the course. https://cloes.online/course/instruct/ Press the MORE INFO to pre-register. You will not be charged. 💥 Course Highlights: 🎓 Expert-led Training 📚 In-depth Learning...
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Mastering Proper Income Calculations for Rock-Solid Preapprovals
Hey there, ambitious mortgage professionals! Are you ready to elevate your skills and make a real impact in the mortgage world? Introducing a special price of $20 for a course that’s tailor-made for you: “Mastering Proper Income Calculation for Rock-Solid Preapprovals”. As a subject matter expert and national trainer in the mortgage industry, I understand the importance of getting those preapproval letters spot on. A solid preapproval isn’t just a piece of paper; it’s...
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Teaching MLOS to Teach Real Estate CE
The course you didn’t know you were waiting for! MLOS are always asking “how to get in front of more real estate professionals. Now is your chance! Learn the art of building relationships to establish credibility and be seen as the mortgage expert. The absolute best way to gain referrals WITHOUT asking for the business. They will come to you! In this hybrid course, the first few sessions will be on demand video to...
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1 Hour CT SAFE PE – Mortgage Loan Originator ID# 11080
This course, MLO, is designed for individuals obtaining a Connecticut state license as a Mortgage Loan Originator. It meets the requirements for the states of Connecticut for the 1 Hour Pre-licensing Education mandated by the S.A.F.E. Act. MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan MLO lays the groundwork for...
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2 Hour FLORIDA SAFE NMLS PE Mortgage Loan Originator ID# 11185
This course, FLORIDA MLO, is designed for individuals obtaining a FLORIDA state license as a Mortgage Loan Originator. It meets the requirements for the states of FLORIDA for the 2 Hour Pre-licensing Education mandated by the S.A.F.E. Act. FLORIDA MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. FLORIDA MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan FLORIDA MLO...
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Mortgage Origination Practices
Mortgage Professional Practices - The Standard in Mortgage Loan Origination Education
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Mortgage Processing Fundamentals
Mortgage Processing Fundamentals is an on-demand, video recorded program which presents the base of knowledge needed to succeed at residential mortgage processing. This course is a comprehensive hands on training course for new mortgage processors including detail instructions, checklists, tools and advise used by today’s mortgage processors to submit loans to any lender. The course is written and presented by a 25-year seasoned loan originator who has processed her own loans. The fundamentals are universal...
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Mastering Mortgage Math
Learn the math that mortgage experts use to quote loan programs and to get loan approved and closed on time. This course covers the essential mortgage calculations needed to fully analyze any loan scenario using your cell phone. Summarize basic concepts while learning techniques for loan pricing and advising customers. Provide the definitive answer to your Customer’s question: Do you have the lowest rates?
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Qualifying Borrowers Using Tax Returns
This session reviews commonly used IRS forms and how to use them for qualifying income under the Ability to Repay Rules. Become a income expert. Master this analytical skill to outperform your competition. Understand the basics of what underwriters are looking for. Learn to qualify more borrowers Review of the Federal 1040 & Schedules, 1065, 1120, 1120″S”, K-1 Capture borrower’s attention using professional skills Certificate requires final assessment grade of 80% or higher.
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Impact on Customers
Originators have a significant impact on the psychological emotional, and financial well-being of every consumer they interact with and it stays with them well beyond the closing. Let’s also not forget impact on our bosses, co-workers, real estate referral and other partners and our companies! We believe this is such a neglected topic, we made the first episode in the Mortgage Professional Practices program, IMPACT- Psychological, Emotional and Financial Impact, Empathy in Mortgage Transactions.
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Mortgage Professional Spotlight
How Much Does a Mortgage Originator Make This 30 minute video presents Debra Killian, CRMS, explaining the options. costs and benefits of becoming a Mortgage Loan Originator. If you work for a Depository or a Mortgage Lender as a loan originator this short presentation will explain how the mortgage profession was nationalized by the federal government in 2008. If you want to become a Federally Registered Loan Originator or a State Licensed Originator...