Loan origination training from taking the application to processing a loan we cover all topics Loan originators need to know.
-
Register for Live Webinars!
Cloes.online offers updated, industry-leading content based on over 30 years of experience, crafted by a seasoned 30-year veteran and NMLS licensed MLO/broker owner. Register now to receive updates on upcoming classes, webinars, and exclusive events. It’s completely free to join, with no risk and plenty to gain! Plus, your registration unlocks access to expert support when you purchase any of our courses. By registering you will receive a FREE comprehensive “Document Request” form that was...
-
INSTRUCT: Loan Originators – Teach Real Estate CE*
"Join our expert-led course to unlock your potential and boost your career by teaching real estate continuing education.. Benefit from interactive webinars, comprehensive materials, and one-on-one guidance from your instructor. Register now for a transformative learning experience!"
-
Your First Year in Mortgages – From Licensing to Mastery
In the dynamic world of mortgage lending, the journey to becoming a successful Mortgage Loan Originator (MLO) starts with a solid foundation. “Your First Year in Mortgages – From Licensing to Mastery” is designed for those embarking on their first year in the mortgage industry, focusing on both the essentials of obtaining a license and the skills necessary for long-term success. Our comprehensive program begins with guiding new MLOs through the licensing process by...
-
Anti-Money Laundering Education Program
This program provides individuals and mortgage lenders the required education which fulfills their responsibilities to actively manage an Anti-Money Laundering (AML) Program as required by the Bank Secrecy Act (BSA) and its implementing regulations and FINRA Rule 3310 (AML Compliance Program). It is designed and managed by a Certified Public Accountant and NMLS License #81076 and Company NMLS License #7488. Approved Provider License 1405047 Following this template does not guarantee compliance with AML Program...
-
Mastering Income Calculations for Rock-Solid Preapprovals
Hey there, ambitious mortgage professionals! Are you ready to elevate your skills and make a real impact in the mortgage world? As a subject matter expert and national trainer in the mortgage industry, I understand the importance of getting those pre-approval letters spot on. A solid pre-approval isn’t just a piece of paper; it’s the key that unlocks doors to dream homes for your clients. In this power-packed course, you’ll learn: ✅ The Art...
-
Mortgage Origination Practices
Mortgage Professional Practices - The Standard in Mortgage Loan Origination Education
-
Mortgage Processing Fundamentals
Mortgage Processing Fundamentals is an on-demand, video recorded program which presents the base of knowledge needed to succeed at residential mortgage processing. This course is a comprehensive hands on training course for new mortgage processors including detail instructions, checklists, tools and advise used by today’s mortgage processors to submit loans to any lender. The course is written and presented by a 25-year seasoned loan originator who has processed her own loans. The fundamentals are universal...
-
Mastering Mortgage Math
Learn the math that mortgage experts use to quote loan programs and to get loan approved and closed on time. This course covers the essential mortgage calculations needed to fully analyze any loan scenario using your cell phone. Summarize basic concepts while learning techniques for loan pricing and advising customers. Provide the definitive answer to your Customer’s question: Do you have the lowest rates?
-
Qualifying Borrowers Using Tax Returns
This session reviews commonly used IRS forms and how to use them for qualifying income under the Ability to Repay Rules. Become a income expert. Master this analytical skill to outperform your competition. Understand the basics of what underwriters are looking for. Learn to qualify more borrowers Review of the Federal 1040 & Schedules, 1065, 1120, 1120″S”, K-1 Capture borrower’s attention using professional skills Certificate requires final assessment grade of 80% or higher.
-
-
Impact on Customers
Originators have a significant impact on the psychological emotional, and financial well-being of every consumer they interact with and it stays with them well beyond the closing. Let’s also not forget impact on our bosses, co-workers, real estate referral and other partners and our companies! We believe this is such a neglected topic, we made the first episode in the Mortgage Professional Practices program, IMPACT- Psychological, Emotional and Financial Impact, Empathy in Mortgage Transactions.