-
Mortgage Professional Advisor Consultation – 1/2 Hour
This is a one-on-one session with Debra Killian at a time to be mutually scheduled. You may use this time for anything mortgage or real estate related. Please have any documents you may have questions about available prior to the session, so we can use your time efficiently. Contact Deb Killian at deb@cloes.online or call 866-256-3766 to schedule your session. Click on MORE INFO to purchase course.
-
Origination Best Practices…The Key to Your Success!
This course is tailored to cater to a wide spectrum of professionals in the mortgage industry, ranging from those just starting their careers to seasoned experts seeking to enhance their skills and knowledge. For newcomers, it offers a foundational education in the essential skills and concepts required for successful mortgage loan origination. For veterans in the field, the course presents a fresh take on familiar topics or introduces entirely new concepts, providing valuable insights for...
-
Your First Year in Mortgages – From Licensing to Mastery
In the dynamic world of mortgage lending, the journey to becoming a successful Mortgage Loan Originator (MLO) starts with a solid foundation. “Your First Year in Mortgages – From Licensing to Mastery” is designed for those embarking on their first year in the mortgage industry, focusing on both the essentials of obtaining a license and the skills necessary for long-term success. Our comprehensive program begins with guiding new MLOs through the licensing process by assisting...
-
Mastering Income Calculations for Rock-Solid Preapprovals
Hey there, ambitious mortgage professionals! Are you ready to elevate your skills and make a real impact in the mortgage world? As a subject matter expert and national trainer in the mortgage industry, I understand the importance of getting those pre-approval letters spot on. A solid pre-approval isn’t just a piece of paper; it’s the key that unlocks doors to dream homes for your clients. In this power-packed course, you’ll learn: ✅ The Art of...
-
Mortgage Origination Practices
Mortgage Professional Practices - The Standard in Mortgage Loan Origination Education
-
Qualifying Borrowers Using Tax Returns
This session reviews commonly used IRS forms and how to use them for qualifying income under the Ability to Repay Rules. Become a income expert. Master this analytical skill to outperform your competition. Understand the basics of what underwriters are looking for. Learn to qualify more borrowers Review of the Federal 1040 & Schedules, 1065, 1120, 1120″S”, K-1 Capture borrower’s attention using professional skills Certificate requires final assessment grade of 80% or higher.
-
Mortgage Professional Spotlight
How Much Does a Mortgage Originator Make This 30 minute video presents Debra Killian, CRMS, explaining the options. costs and benefits of becoming a Mortgage Loan Originator. If you work for a Depository or a Mortgage Lender as a loan originator this short presentation will explain how the mortgage profession was nationalized by the federal government in 2008. If you want to become a Federally Registered Loan Originator or a State Licensed Originator this...
-
Mortgage Origination Fundamentals
This course is designed for individual Mortgage Loan Originators who are working for a depository or credit union and do not need NMLS licensing education credits. It provides a detailed analysis of the fundamental laws and regulations covering the origination of a mortgage loans. It gives students basic mortgage information and skills necessary to originate a compliant mortgage loan. It lays the groundwork for a lucrative career in mortgage lending. Video Webinar Presentation of the...
-
How to Grow a 100% Referral Business
In this course you will learn techniques to build a business-to-business model to develop a real estate agent, based business. Learn how 3 principles of relationship building will create business for you: Learn how to NEVER make a cold call again. Identify your investment in competency for agents to invest in you Let your contacts build your momentum and work for you. Without a plan, you are gambling with your career. For any plan to...
-
20 Hour FEDERAL SAFE NMLS Review Course
This course, MLO-Review, is designed for individuals who have completed the 20 Hour NMLS Pre-licensing Education Requirement but need additional instruction to help them better understand the material. The course provides 6 months of access to the material and the coursework MLO-Review provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. MLO-Review gives students basic mortgage information and skills necessary to originate a compliant mortgage loan. This Course is...
-
Molecular Marketing – How to Never Make a Cold Call Again
In this course you will learn techniques to build a business-to-business model to develop a real estate agent, based business. Learn how 3 principles of relationship building will create business for you: Learn how to NEVER make a cold call again. Identify your investment in competency for agents to invest in you Let your contacts build your momentum and work for you. Without a plan, you are gambling with your career. For any plan to...
-
Mortgage Professional Initial Assessment
This session is used to develop a baseline for your educational plan. We seek to understand your current level of knowledge of the laws and regulations covering mortgage loan origination. Students who score over 80% on the initial assessment or students who have taken the CLOES.online 20 Hour SAFE Act Course are exempt from talking the fundamentals course.
