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Ethical Practices in the World of Mortgages*
“Ethical Practices in the World of Mortgages is designed to remind owners and employees of mortgage companies the benefits of operating an ethical business and the legal standards governing the mortgage industry. It covers ethical principles with examples of real cases and enforcement actions that demonstrate how ethical breaches can affect the reputation and financial stability of a company. The course breaks down areas that businesses tend not to focus on, providing a ripe...
10student$49 -
Mortgage Licensing and the SAFE ACT*
Mortgage Licensing and the SAFE ACT is a new course to cover the topics required by regulators covering the Mortgage Licensing and the SAFE ACT. The course is designed to meet the education requirements for mortgage originators to be compliant with laws and regulations. A Completion certificate along with compliance documentation is provided with this course.
10student$49 -
Required Mortgage Compliance Program*
This program includes the minimum requirements for: BSA/Anti-Money Laundering Cybersecurity and Red Flags Truth-In-Lending Act (“TILA”) Real Estate Settlement Procedures Act (“RESPA”), Fair Housing Act Home Mortgage Disclosure Act (HMDA) Equal Credit Opportunity Act (“ECOA”) (15 U.S.C. section 1691) Compliance Management, Oversight and Reporting Ethical Business Practice This course was created to meet the needs of mortgage loan originators who have been advised to complete mortgage compliance training. A Course completion certificate is provided...
832students$259$199 -
Appraisal Independence Rules and Valuations*
Appraisal Independence Rules and Valuations is a new course to cover the topics required by regulators covering the Appraisal Independence Rules and Valuations. The course is designed to meet the education requirements for mortgage originators to be compliant with laws and regulations. A Completion certificate along with compliance documentation is provided with this course.
113students$49 -
Compliance Management, Oversight and Reporting for Mortgage Companies*
“Compliance Management, Oversight, and Reporting for Mortgage Companies” is designed to teach mortgage professionals about the latest regulatory standards and compliance procedures. It covers essential topics such as risk assessment, legal requirements, and effective strategies for monitoring and reporting compliance. This course offers practical insights and tools to ensure mortgage companies operate ethically and in full adherence to industry regulations.
121students$49 -
TILA and RESPA Compliance*
In our course on TILA and RESPA, participants will delve into the intricacies of the Truth in Lending Act and the Real Estate Settlement Procedures Act, pivotal U.S. federal laws safeguarding consumers in real estate transactions. We’ll explore TILA’s provisions that mandate clear disclosure of loan terms and costs, enhancing borrower awareness and informed decision-making. The course also examines RESPA’s requirements for transparent settlement cost disclosures and its stance against kickbacks and referral fees...
00student$49 -
LO Compensation Rule Compliance*
This course provides a comprehensive overview of the Loan Officer Compensation (LO Comp) Rule, a crucial regulation governing the mortgage lending industry. The Federal Reserve announced final rules related to loan originator compensation practices on August 16, 2010. It was then enacted as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act and enforced by the Consumer Financial Protection Bureau (CFPB). The LO Comp Rule aims to protect consumers, promote transparency, and...
00student$59 -
22 Hour FLORIDA SAFE NMLS PE ID#7366 Includes FL 2 hour NMLS ID#11185 Mortgage Loan Originator
This course, FL-MLO, is designed for individuals obtaining a FLORIDA state license as a Mortgage Loan Originator, “M-L-O’s” for short. It meets the requirements of FLORIDA for the Pre-licensing Education mandated by the S.A.F.E. Act. FL-MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans in FLORIDA. FL-MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan FL-MLO lays the groundwork for...
338students$359 -
21 Hour CONNECTICUT SAFE NMLS PE ID#7366 Includes CT 1 hour NMLS ID#11080 Mortgage Loan Originator
This course, CT-MLO, is designed for individuals obtaining a Connecticut state license as a Mortgage Loan Originator, “M-L-O’s” for short. It meets the requirements of Connecticut for the Pre-licensing Education mandated by the S.A.F.E. Act. CT-MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans in Connecticut. CT-MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan CT-MLO lays the groundwork for...
355students$329 -
Anti-Money Laundering Education Program
This program provides individuals and mortgage lenders the required education which fulfills their responsibilities to actively manage an Anti-Money Laundering (AML) Program as required by the Bank Secrecy Act (BSA) and its implementing regulations and FINRA Rule 3310 (AML Compliance Program). It is designed and managed by a Certified Public Accountant and NMLS License #81076 and Company NMLS License #7488. Approved Provider License 1405047 Following this template does not guarantee compliance with AML Program...
250students$99 -
HMDA Fair Lending and ECOA Compliance*
HMDA, Fair Lending and ECOA Compliance provides a connection between current fair lending laws. Beginning with the historical context, the course traces the progression of these laws, highlighting key legislative milestones such as the Civil Rights Act, the Fair Housing Act, and the establishment of the ECOA. Participants will gain insights into how these laws have evolved in response to changing societal needs and emerging challenges in the credit industry. The course emphasizes the...
00student$49 -
Cyber Security and Privacy*
Gramm-Leach-Bliley (GLB) and Cybersecurity Laws require all companies and employees to understand the requirements for collecting and safeguarding customer non-public information. This session covers GLB privacy rules and 23 NYCRR 500 (NY Cybersecurity Regulations) for financial service businesses.
1196students$49 -
Mastering Income Calculations for Rock-Solid Preapprovals
Hey there, ambitious mortgage professionals! Are you ready to elevate your skills and make a real impact in the mortgage world? As a subject matter expert and national trainer in the mortgage industry, I understand the importance of getting those pre-approval letters spot on. A solid pre-approval isn’t just a piece of paper; it’s the key that unlocks doors to dream homes for your clients. In this power-packed course, you’ll learn: ✅ The Art...
01student$99$49 -
1 Hour CT SAFE PE – Mortgage Loan Originator ID# 11080
This course, MLO, is designed for individuals obtaining a Connecticut state license as a Mortgage Loan Originator. It meets the requirements for the states of Connecticut for the 1 Hour Pre-licensing Education mandated by the S.A.F.E. Act. MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan MLO lays the groundwork for...
13120students$39 -
2 Hour FLORIDA SAFE NMLS PE Mortgage Loan Originator ID# 11185
This course, FLORIDA MLO, is designed for individuals obtaining a FLORIDA state license as a Mortgage Loan Originator. It meets the requirements for the states of FLORIDA for the 2 Hour Pre-licensing Education mandated by the S.A.F.E. Act. FLORIDA MLO provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. FLORIDA MLO gives students basic mortgage information and skills necessary to originate a compliant mortgage loan FLORIDA MLO...
8159students$69 -
Mortgage Origination Practices
Mortgage Professional Practices - The Standard in Mortgage Loan Origination Education
18141students$1,297$697
