-
Mortgage Origination Fundamentals
This course is designed for individual Mortgage Loan Originators who are working for a depository or credit union and do not need NMLS licensing education credits. It provides a detailed analysis of the fundamental laws and regulations covering the origination of a mortgage loans. It gives students basic mortgage information and skills necessary to originate a compliant mortgage loan. It lays the groundwork for a lucrative career in mortgage lending. Video Webinar Presentation of...
2537students$349 -
Mortgage Professional Consultation – Free Trial
5-Minute Professional Consultation – Debra Killian, CRMS, NMLS ID# 7567. Live session objectives: Review consulting services Meet the consultant Test systems and communications Tell us about you Get advice on issues from getting customers to getting more loans approved. Have your questions ready! Be prepared 5 minutes before the scheduled time. If Deb is free you will have extra time. This 5-minute consultation is required before consultations can be scheduled. An outline and checklist...
00studentFree -
Mortgage Professional Consultation – 1/4 Hour
A 15 Minute Professional Consultation with Deb Killian, CRMS, NMLS ID# 7567. Get advice on any file issues you are currently having. Please have your questions ready! We are better prepared to use your time wisely if you could email us your issues or questions within 24 hours of the scheduled time. Be prepared 5 minutes before the scheduled time. If we can get on early, it is free time. Please let us know...
00student$125 -
Mortgage Professional Advisor Consultation – 1/2 Hour
This session permits time for assisting with the initial structure of a file. Please email your session scenario or questions within 24 hours of the meeting time. We prefer a video call unless you prefer a telephone call. Please let us know if you plan to record your session. To review 1003s/credit reports, please email a Credit Authorization signed by borrower(s). This session is delivered via video call.
01student$225 -
60-Minute Professional Consultation -Deep Dive
This session permits time for calculating income, pricing, or restructuring files. Please email your session scenario or questions within 24 hours of the meeting time. We prefer a video call unless you prefer a telephone call. Please let us know if you plan to record your session. To review 1003s/credit reports, please email a Credit Authorization signed by borrower(s). This session is delivered via video call. PLEASE NOTE: Mortgage lending is complex. Not all...
01student$395 -
How to Grow a 100% Referral Business
In this course you will learn techniques to build a business-to-business model to develop a real estate agent, based business. Learn how 3 principles of relationship building will create business for you: Learn how to NEVER make a cold call again. Identify your investment in competency for agents to invest in you Let your contacts build your momentum and work for you. Without a plan, you are gambling with your career. For any plan...
187students$99 -
Molecular Marketing – How to Never Make a Cold Call Again Copy
In this course you will learn techniques to build a business-to-business model to develop a real estate agent, based business. Learn how 3 principles of relationship building will create business for you: Learn how to NEVER make a cold call again. Identify your investment in competency for agents to invest in you Let your contacts build your momentum and work for you. Without a plan, you are gambling with your career. For any plan...
00student$99 -
Loan Originator Compensation 1099 v W2 Webinar Recording
This LIVE webinar will review originator classifications (W-2 vs 1099). This is NOT just a California thing! Based on the recent California Dynamex Case, a new CA law (Assembly Bill 5) passed and becomes effective January 1, 2020. Misclassification of W-2 employees as 1099 independent contractors can be a costly mistake for mortgage companies and every state will be affected by this case. Non-depository mortgage lenders and brokers are growing marketshare. The bigger we...
10student$20 -
Mortgage Professional Certification
Over 60 hours of online classroom style instruction combined with a rigorous assessment process insures Mortgage Professional Certificate Recipients know the laws and regulation and how to apply them in their mortgage origination activities. From basic real estate competencies to advanced financing structuring every originator should check this out! Why? Mortgage origination has changed and getting a mortgage is about to become as easy to get as a credit card. How will any...
60student$2,997 -
CLOES Streaming
The Latest Mortgage Origination Information in detail in 5 minutes. CLOSE LIVE
41studentFree -
20 Hour FEDERAL SAFE NMLS Review Course
This course, MLO-Review, is designed for individuals who have completed the 20 Hour NMLS Pre-licensing Education Requirement but need additional instruction to help them better understand the material. The course provides 6 months of access to the material and the coursework MLO-Review provides a detailed analysis of the laws and regulations covering the origination of a mortgage loans. MLO-Review gives students basic mortgage information and skills necessary to originate a compliant mortgage loan. This Course...
22125students$299 -
NAMB MLO 20 Hour Federal SAFE Act
This course is designed for individuals obtaining a state license as a Mortgage Loan Originator (MLO). It meets the requirements of all 50 States for the 20 Hour Pre-licensing Education mandated by the S.A.F.E. Act. It is NMLS Approved Course ID #7366. The Course objective is to provide the SAFE Act NMLS Education Content in preparation for the National Exam. There is no longer any individual State exam. The Mortgage Loan Originator Course provides...
00student$299 -
Molecular Marketing – How to Never Make a Cold Call Again
In this course you will learn techniques to build a business-to-business model to develop a real estate agent, based business. Learn how 3 principles of relationship building will create business for you: Learn how to NEVER make a cold call again. Identify your investment in competency for agents to invest in you Let your contacts build your momentum and work for you. Without a plan, you are gambling with your career. For any plan...
00student$99 -
MLO Test Booster
One-on-one consultation with Debra Killian, NMLS approved instructor. Includes: Practices test questions Test analysis addressing knowledge deficiencies One hour – one on one consultation with instructor
01student$197 -
The Underwriting Process
Outline Loan to Value Ratio (LTV) Qualifying a Borrower Credit Ability to repay Property Eligibility Assess Risks Analyzing Borrower and Property Capacity Credit Collateral Analyzing assets Down payment Reserves Third Party Verification Gifts Automated Underwriting Systems Desktop Underwriter DU – Fannie Mae Loan Product Advisor LP – Freddie Mac Calculating Debt to Income Ratios Income Components Debt Components Employment and Income Requirements Computing Monthly Income Credit Scores and Credit Scoring Learning Objectives Calculating LTV Identify criteria used to evaluate ability to repay Discuss Automated Underwriting...
110students$49 -
Truth in Lending and RESPA
Outline Department of Housing and Urban Development Act HUD’s Mission Federal Housing Administration Truth in Lending Act (TILA) Reg ‘Z’ Disclosures Annual Percentage Rate (APR) Loan Estimate (LE) Finance Charges Tolerances Right of Rescission Advertising Required Disclosures Mortgage Disclosure Improvement Act Amendments Fair Credit Reporting Act (FCRA) Consumer Rights Consumer Reporting Agency Obligations Bank Secrecy Act/ Anti-Money Laundering Financial Institutions Suspicious Activity Reports (SARS) Real Estate Settlement Procedures Act (RESPA) Covered Transactions RESPA Provisions Required Disclosures Loan Estimate (LE) Closing Disclosure (CD) Learning Objectives Understand the purpose of the Truth in Lending Act...
110students$49
