With rates going up, refinance volume quickly heading south and originators looking for the next shiny thing, we are bound to see movement in the industry.  That means mergers, buyouts and some companies closing.  Migrating originators can be a tricky challenge for the next employer.  There are two issues that may surface; who owns the customer and how were the originators compensated?  I’ll save the former for another time.  Last week I received a call …