Loan Origination Productivity Archives - Page 4 of 7

Showing 16-20 of 126 results

National Residential Mortgage Loan Originator

Real Estate Appraisals

Posted by Don DeRespinis
Date January 27, 2019

January 27, 2019

Outline Real Estate Appraisal Appraisal Approaches Uniform Standards of Professional Appraisal Practice (USPAP) The Uniform Residential Appraisal Report (URAR) Characteristics of Real Estate Value Characteristics Physical Characteristics Property-Specific Factors Affecting Real Estate Value Economic Factors Affecting Real Estate Value Defining Market Value Making Land More Valuable Assemblage and Plottage Value of Frontage The Sales Comparison Approach Substitution and the Typical Buyer Adjusting Comparable Sales Limits on Adjustments Sequence of Adjustments Researching the Sale and Transfer …

Fundamentals Case

Posted by Don DeRespinis
Date January 27, 2019

Don DeRespinis

January 27, 2019

FHA Loan Programs

Posted by Don DeRespinis
Date January 27, 2019

Don DeRespinis

January 27, 2019

Outline Federal Housing Administration (FHA) Insured Loans Mutual Mortgage Insurance Fund FHA Underwriting Standards Property Guidelines for FHA Loans FHA Loan Regulations Mortgage Insurance Premium Seller Contribution Limits Prepayment Penalties FHA Loan Programs Learning Objectives Identify standards for FHA-insured loans. Define upfront mortgage insurance premiums. Discuss loan options available through the FHA. Identify standards for VA-guaranteed loans. Define eligibility and entitlement for veterans. …

VA and USDA Loan

Posted by Don DeRespinis
Date January 27, 2019

Don DeRespinis

January 27, 2019

Outline VA-Guaranteed Loans Loan Limits for VA Loans Borrower Guidelines for VA Loans Qualifying Standards Property Guidelines for VA Loans Entitlement VA Loan Regulations VA Loan Programs Comparison of FHA and VA Qualifying Standards USDA Rural Development Programs Section 502 Loans Learning Objectives Understand Loan Limits for VA Loans Understand Borrower Guidelines for VA Loans How to apply Qualifying Standards Understand the Property Guidelines for VA Loans …

Non-QM and Adjustable Rate Loans

Posted by Don DeRespinis
Date January 27, 2019

Don DeRespinis

January 27, 2019

Outline The Use of Nontraditional Mortgage Products Interagency Guidelines Guidance on Nontraditional Mortgage Products Statement on Subprime Mortgage Lending Predatory Lending Subprime Loans Assessing Risk Adjustable Rate Mortgages (ARMs) How ARMs Work ARM Standardization ARM Disclosures ARM Programs Seller Financing Purchase Money Mortgage Assumption Seller-Sponsored Wraparound Financing Purchase Money Second Mortgage Land Contracts Land Contract with Assumption of an Existing Mortgage Other Forms of Creative Financing Lease/Options Lease/Purchases Equity Exchanges Participation Plans Homebuyer Assistance Programs Learning …